DID YOU KNOW?

The buyer of a home has the right to choose the closing attorney.
Title insurance is a one-time premium paid at closing, and provides coverage for defects in title that arise despite a search of the public records.
Lenders always require title insurance which protects only the lender. It is optional for purchasers but strongly recommended.
Both spouse's names must be on your deed with the words "as joint tenants with rights of survivorship" for your home to transfer to the surviving spouse outside of probate.
The closing attorney collects all of the funds, makes disbursements and records the deed and lender's security deed.